Indiana · Nurse Practitioner Salary

Indiana Nurse Practitioner
Salary 2026

IU Health, Ascension St. Vincent, Parkview — plus the restricted-practice pay penalty, PMHNP shortage premium, and rural Indiana loan repayment reality.

By Jayson Minagawa, BSN, RN Updated October 28, 2026 Source: BLS OEWS May 2025

Indiana nurse practitioners earn a BLS OEWS May 2025 mean of $126,520 — approximately $60.83 per hour. That places Indiana 7.9% below the national NP mean of $137,300 and 41.9% above Indiana's all-RN mean of $89,150. The below-national figure isn't surprising: Indiana is a restricted-practice state where every NP must maintain a Collaborative Practice Agreement (CPA) with a licensed physician, which limits independent billing leverage and suppresses the salary ceiling health systems are willing to set. The same dynamic plays out in similarly restricted states like Tennessee, Missouri, and Texas — NP pay clusters below the national benchmark in all of them.

What Indiana does offer is real compensation for specialty NPs in shortage areas. Psychiatric mental health NPs (PMHNPs) command $138,000–$160,000 in Indiana because the state's behavioral health physician supply is critically low and health systems will pay a significant premium to fill the gap. Rural FQHC and critical access hospital positions come with NHSC loan repayment eligibility that can add $25,000–$50,000 in loan forgiveness to what the base salary shows on paper. Indiana's eNLC compact status also makes it a viable destination for travel NPs, though travel NP contracts are less common than travel RN contracts.

Indiana NP Salary vs. National Benchmark

Metric Indiana NP National NP Mean
BLS OEWS Annual Mean$126,520$137,300
Hourly Equivalent$60.83$66.01
Indiana Gap vs. National−$10,780baseline
Percent Below National−7.9%—
NP Premium Over IN RN Mean+$37,370 (+41.9%)—

Restricted Practice: What Indiana's Collaborative Agreement Actually Costs NPs

Under Indiana Code 25-23-1-19.5, Indiana NPs must have a signed Collaborative Practice Agreement (CPA) with a licensed physician to practice and prescribe. This restriction affects pay in two concrete ways:

Health system NPs: Employed NPs at IU Health, Ascension, or Community Health Network are paired with supervising physicians by their employer at no direct cost to the NP — but the arrangement reduces the NP's independent revenue generation, and health system finance models price NP base pay accordingly. Benchmark data from MGMA and AMGA consistently shows that NPs in restricted-practice states earn 6–12% less than peers in full-practice-authority states in comparable roles.

Independent practice NPs: NPs who want to open solo or group practices must independently negotiate a physician CPA. Costs range from $500 to $2,000/month depending on the physician's specialty, oversight intensity, and geographic market. In rural Indiana counties, finding a willing collaborating physician at any price is often the harder problem — the physician shortage that creates the NP demand also creates a CPA shortage.

Scope of practice status — October 2026

Indiana has not enacted full practice authority for NPs as of late 2026. Senate Bill 370 (2024) would have expanded scope — it failed to advance from committee. No comparable bill was introduced in the 2025 or 2026 legislative sessions. Until the General Assembly acts, every Indiana NP carries a physician collaboration requirement for the duration of their active license.

Indiana NP Salary by Specialty

Specialty drives the largest pay variation for Indiana NPs. Psychiatric NPs command a significant premium because behavioral health physician supply is critically short statewide. Acute care and cardiology NPs at academic centers earn near or above the national mean for comparable roles. Primary care FNPs cluster near the state mean with rural FQHC positions offset by federal loan forgiveness programs.

NP Specialty Indiana Est. Range Key Driver
PMHNP (Psychiatric-Mental Health) $138K–$160K Behavioral health physician shortage; shortage-area bonus common
ACNP / AGACNP (Acute Care, Hospitalist) $128K–$155K IU Health, Ascension inpatient NP models; critical care premium
NNP (Neonatal) $130K–$152K Riley Hospital for Children (IU Health); NICU specialty premium
Cardiology NP $128K–$150K IU Health Heart Center; community cardiology group premium
Oncology NP $125K–$148K IU Health Simon Cancer Center; Ascension oncology programs
FNP (Family, Primary Care) $118K–$145K Broad employment base; rural FQHC + NHSC loan repayment option
FNP in FQHC / Rural Critical Access $115K–$140K + loan repayment NHSC up to $50K/2yr; HRSA rural programs; shortage-area multiplier
Pediatric NP (CPNP) $118K–$142K Riley Children's Health; Peyton Manning Children's at Ascension

Indiana NP Salary by Employer

IU Health is the dominant employer for subspecialty and academic NP roles in Indiana, operating 16 hospitals statewide with the IU School of Medicine providing academic center pricing for top-range positions. Ascension's St. Vincent network anchors the Indianapolis Catholic health system market. Parkview Health in Fort Wayne and Deaconess Health in Evansville set regional benchmarks in northern and southern Indiana respectively.

Employer Location Est. NP Range Notes
IU Health (Indiana University Health) Indianapolis + 15 hospitals statewide $122K–$158K 16 hospitals; IU School of Medicine affiliation; Riley Children's; Simon Cancer Center; highest specialty NP ceiling in state
Ascension St. Vincent Indianapolis metro + statewide $118K–$150K Ascension national NP pay structure; Peyton Manning Children's; largest Catholic system in Indiana
Community Health Network Indianapolis metro (suburban) $115K–$145K 5-hospital IndyNorth/South footprint; strong primary care NP demand
Franciscan Health Indianapolis south, Lafayette, Munster $112K–$142K Catholic; Franciscan national pay benchmarks; south Indianapolis + northwest IN
Eskenazi Health Indianapolis (downtown) $115K–$140K Safety net / county system; FQHC-adjacent; high NHSC eligibility for loan repayment
Parkview Health Fort Wayne + northeast Indiana $112K–$140K 9-hospital system; Parkview Regional Medical Center; PMHNP shortage premium active
Deaconess Health Evansville + southwest Indiana $110K–$138K Evansville metro anchor; Deaconess Midtown and Cross Pointe NP demand
Indiana FQHC / Rural Critical Access Statewide rural counties $108K–$136K + loan repayment NHSC + HRSA rural programs; total compensation with loan repayment often exceeds urban offers

Indianapolis vs. Rural Indiana NP Pay

Indianapolis commands a 10–18% wage premium over non-metro Indiana for equivalent NP roles. The gap is widest for subspecialty NPs (oncology, cardiology, PMHNP) where the academic centers in Indianapolis are the only employers in the state offering those positions at full market rates. For primary care FNPs, the gap narrows significantly once you factor in rural loan repayment programs — a Fort Wayne or Evansville FNP earning $125,000 with NHSC repayment of $25,000/year is out-earning an Indianapolis FNP at $140,000 with no loan repayment offset.

Rural NP loan repayment math

An FNP at a rural Indiana FQHC earning $120,000 base with $50,000 in NHSC Loan Repayment Program awards over 2 years has effective annual compensation of $145,000 — above the Indianapolis FNP market mean. NHSC awards are not subject to federal income tax. The HRSA Primary Care Rural Health program adds up to $25,000 over 2 years. Stack them, and rural Indiana FNP total compensation frequently exceeds Indianapolis offers for nurses with significant student loan balances.

Indiana as a Compact State for NPs

Indiana is an eNLC member state, which means RN license portability applies. For NPs specifically, the compact applies to the underlying RN license — the NP certification (ANCC FNP-BC, AANP-C, AGACNP-BC, etc.) is a national credential that travels independently of state license. Indiana's NP authority is granted through state law, so out-of-state NPs applying to practice in Indiana still need an Indiana advanced practice registered nursing (APRN) authorization, even if their RN license is compact. The APRN authorization application processes through the Indiana Professional Licensing Agency and typically takes 4–6 weeks for out-of-state applicants with a clean license history.

Jayson's Take — 12+ Years Bedside

The physician collaboration requirement in Indiana is a real structural cost for NPs, and I'd be doing you a disservice if I soft-pedaled it. For employed NPs at IU Health or Ascension, the collaboration is handled institutionally and you don't feel it directly day-to-day. For NPs who want practice independence — opening a clinic, doing telehealth for out-of-state patients from an Indiana base, or practicing in a rural area where you're the only advanced practice provider for 40 miles — the CPA requirement is a genuine barrier. Finding a collaborating physician in rural southern Indiana when you're trying to open a primary care clinic in a county with one physician who's retiring is not a solvable problem on your own.

The PMHNP market in Indiana is an outlier worth paying attention to. Every behavioral health organization I've seen data on is short psychiatrists and psychiatric NPs simultaneously. That's the job market you want to be in as an NP if you can stomach the clinical load — $138,000–$160,000 to start, signing bonuses common, and genuine leverage in employment negotiations that most other NP specialties don't have in a restricted-practice state.

On the loan repayment angle: if you have $80,000 or more in student loan debt and you're flexible about geography, rural Indiana FQHC positions are genuinely worth modeling out before you accept an Indianapolis suburban offer. The LPN and NP salary comparison tools can help frame the math, but the short version is: $25K–$50K in non-taxable NHSC repayment on top of a $120,000 rural salary beats many urban offers once you account for lower COL and the tax treatment of loan repayment awards.

Frequently Asked Questions

What is the average nurse practitioner salary in Indiana in 2026?
According to BLS OEWS May 2025 data, Indiana nurse practitioners earn a mean of $126,520 per year, approximately $60.83 per hour. That is 7.9% below the national NP mean of $137,300 and 41.9% above Indiana's all-RN mean of $89,150. The below-national figure reflects Indiana's status as a restricted-practice state, where NPs must maintain a collaborative practice agreement with a physician, limiting independent billing leverage.
Is Indiana a restricted practice state for nurse practitioners?
Yes. As of late 2026, Indiana remains a restricted practice state for NPs under Indiana Code 25-23-1-19.5. Nurse practitioners must maintain a Collaborative Practice Agreement (CPA) with a licensed physician to practice and prescribe. Senate Bill 370 (2024) would have expanded scope but failed to advance. No comparable bill was introduced in 2025 or 2026. NPs practicing independently without a CPA face license risk and possible civil liability.
Which Indiana hospital system pays nurse practitioners the most?
IU Health (Indiana University Health), Indiana's largest health system with 16 hospitals, offers the broadest NP pay range at $122,000 to $158,000 for experienced subspecialty NPs. Academic and subspecialty NP roles at IU Health Methodist Hospital anchor the upper end. Ascension St. Vincent and Community Health Network follow at $118,000–$150,000 and $115,000–$145,000 respectively. PMHNP roles across all Indiana systems carry $138,000–$160,000 due to the severe psychiatric provider shortage.
How does restricted practice authority affect NP pay in Indiana?
Restricted practice suppresses Indiana NP pay through two mechanisms. First, NPs cannot independently bill CMS and commercial insurers without physician oversight, reducing the revenue they generate and lowering the salary ceiling health systems set for NP base pay. Second, NPs opening independent or group practices must find and pay a collaborating physician — $500 to $2,000 per month — cutting into practice income. The national pay gap (Indiana $126,520 vs. national $137,300) is partly attributable to this structural constraint.
Are there loan repayment programs for Indiana nurse practitioners?
Yes. The NHSC Loan Repayment Program pays up to $50,000 over two years for NPs working full-time at HPSA (Health Professional Shortage Area) sites in Indiana. The NHSC Students to Service program provides up to $120,000 for final-year students. Many rural Indiana FQHC and critical access hospital NP positions are NHSC-eligible. Indiana also operates the Primary Care Shortage Area Loan Repayment Program through the Indiana State Department of Health. NHSC awards are not subject to federal income tax.

Sources

  1. U.S. Bureau of Labor Statistics — OEWS May 2025, Indiana, Nurse Practitioners (29-1171)
  2. U.S. Bureau of Labor Statistics — OEWS May 2025, National Nurse Practitioners (29-1171)
  3. Indiana Code 25-23-1-19.5 — Collaborative Practice Agreement requirement for NPs
  4. HRSA — NHSC Loan Repayment Program (accessed October 2026)
  5. Indiana State Department of Health — Primary Care Shortage Area programs
  6. Indiana Professional Licensing Agency — APRN Authorization (accessed October 2026)
Jayson Minagawa, BSN, RN
Unit Manager & MDS Coordinator · 12+ years bedside

Jayson has worked ICU, psych, correctional, telehealth, and 10 years as a multi-state travel nurse. He currently manages a 142-bed skilled nursing facility. All salary data is drawn from primary government sources — no estimates from undisclosed aggregators.

Salary figures are drawn from BLS OEWS May 2025 state-level data. Employer ranges are estimates based on publicly reported pay scales, contract postings, and clinical ladder schedules; individual offers vary by experience, specialty, and negotiation. This page is for informational purposes only and does not constitute financial, employment, or legal advice. Scope of practice rules change; verify current Indiana NP requirements with the Indiana Professional Licensing Agency before making practice decisions.

Sources and method

Last updated

Where this page quotes a Bureau of Labor Statistics (BLS) figure, it is from the Occupational Employment and Wage Statistics (OEWS) May 2025 release, published May 15, 2026. BLS does not publish separate wages for nursing specialties such as ICU, ER or travel nursing, so figures for those come from private publishers that build estimates from job postings or self-reported pay rather than employer payroll records. Treat them as ranges, not exact salaries.