Indiana Nurse Practitioner
Salary 2026
IU Health, Ascension St. Vincent, Parkview — plus the restricted-practice pay penalty, PMHNP shortage premium, and rural Indiana loan repayment reality.
Indiana nurse practitioners earn a BLS OEWS May 2025 mean of $126,520 — approximately $60.83 per hour. That places Indiana 7.9% below the national NP mean of $137,300 and 41.9% above Indiana's all-RN mean of $89,150. The below-national figure isn't surprising: Indiana is a restricted-practice state where every NP must maintain a Collaborative Practice Agreement (CPA) with a licensed physician, which limits independent billing leverage and suppresses the salary ceiling health systems are willing to set. The same dynamic plays out in similarly restricted states like Tennessee, Missouri, and Texas — NP pay clusters below the national benchmark in all of them.
What Indiana does offer is real compensation for specialty NPs in shortage areas. Psychiatric mental health NPs (PMHNPs) command $138,000–$160,000 in Indiana because the state's behavioral health physician supply is critically low and health systems will pay a significant premium to fill the gap. Rural FQHC and critical access hospital positions come with NHSC loan repayment eligibility that can add $25,000–$50,000 in loan forgiveness to what the base salary shows on paper. Indiana's eNLC compact status also makes it a viable destination for travel NPs, though travel NP contracts are less common than travel RN contracts.
Indiana NP Salary vs. National Benchmark
| Metric | Indiana NP | National NP Mean |
|---|---|---|
| BLS OEWS Annual Mean | $126,520 | $137,300 |
| Hourly Equivalent | $60.83 | $66.01 |
| Indiana Gap vs. National | −$10,780 | baseline |
| Percent Below National | −7.9% | — |
| NP Premium Over IN RN Mean | +$37,370 (+41.9%) | — |
Restricted Practice: What Indiana's Collaborative Agreement Actually Costs NPs
Under Indiana Code 25-23-1-19.5, Indiana NPs must have a signed Collaborative Practice Agreement (CPA) with a licensed physician to practice and prescribe. This restriction affects pay in two concrete ways:
Health system NPs: Employed NPs at IU Health, Ascension, or Community Health Network are paired with supervising physicians by their employer at no direct cost to the NP — but the arrangement reduces the NP's independent revenue generation, and health system finance models price NP base pay accordingly. Benchmark data from MGMA and AMGA consistently shows that NPs in restricted-practice states earn 6–12% less than peers in full-practice-authority states in comparable roles.
Independent practice NPs: NPs who want to open solo or group practices must independently negotiate a physician CPA. Costs range from $500 to $2,000/month depending on the physician's specialty, oversight intensity, and geographic market. In rural Indiana counties, finding a willing collaborating physician at any price is often the harder problem — the physician shortage that creates the NP demand also creates a CPA shortage.
Indiana has not enacted full practice authority for NPs as of late 2026. Senate Bill 370 (2024) would have expanded scope — it failed to advance from committee. No comparable bill was introduced in the 2025 or 2026 legislative sessions. Until the General Assembly acts, every Indiana NP carries a physician collaboration requirement for the duration of their active license.
Indiana NP Salary by Specialty
Specialty drives the largest pay variation for Indiana NPs. Psychiatric NPs command a significant premium because behavioral health physician supply is critically short statewide. Acute care and cardiology NPs at academic centers earn near or above the national mean for comparable roles. Primary care FNPs cluster near the state mean with rural FQHC positions offset by federal loan forgiveness programs.
| NP Specialty | Indiana Est. Range | Key Driver |
|---|---|---|
| PMHNP (Psychiatric-Mental Health) | $138K–$160K | Behavioral health physician shortage; shortage-area bonus common |
| ACNP / AGACNP (Acute Care, Hospitalist) | $128K–$155K | IU Health, Ascension inpatient NP models; critical care premium |
| NNP (Neonatal) | $130K–$152K | Riley Hospital for Children (IU Health); NICU specialty premium |
| Cardiology NP | $128K–$150K | IU Health Heart Center; community cardiology group premium |
| Oncology NP | $125K–$148K | IU Health Simon Cancer Center; Ascension oncology programs |
| FNP (Family, Primary Care) | $118K–$145K | Broad employment base; rural FQHC + NHSC loan repayment option |
| FNP in FQHC / Rural Critical Access | $115K–$140K + loan repayment | NHSC up to $50K/2yr; HRSA rural programs; shortage-area multiplier |
| Pediatric NP (CPNP) | $118K–$142K | Riley Children's Health; Peyton Manning Children's at Ascension |
Indiana NP Salary by Employer
IU Health is the dominant employer for subspecialty and academic NP roles in Indiana, operating 16 hospitals statewide with the IU School of Medicine providing academic center pricing for top-range positions. Ascension's St. Vincent network anchors the Indianapolis Catholic health system market. Parkview Health in Fort Wayne and Deaconess Health in Evansville set regional benchmarks in northern and southern Indiana respectively.
| Employer | Location | Est. NP Range | Notes |
|---|---|---|---|
| IU Health (Indiana University Health) | Indianapolis + 15 hospitals statewide | $122K–$158K | 16 hospitals; IU School of Medicine affiliation; Riley Children's; Simon Cancer Center; highest specialty NP ceiling in state |
| Ascension St. Vincent | Indianapolis metro + statewide | $118K–$150K | Ascension national NP pay structure; Peyton Manning Children's; largest Catholic system in Indiana |
| Community Health Network | Indianapolis metro (suburban) | $115K–$145K | 5-hospital IndyNorth/South footprint; strong primary care NP demand |
| Franciscan Health | Indianapolis south, Lafayette, Munster | $112K–$142K | Catholic; Franciscan national pay benchmarks; south Indianapolis + northwest IN |
| Eskenazi Health | Indianapolis (downtown) | $115K–$140K | Safety net / county system; FQHC-adjacent; high NHSC eligibility for loan repayment |
| Parkview Health | Fort Wayne + northeast Indiana | $112K–$140K | 9-hospital system; Parkview Regional Medical Center; PMHNP shortage premium active |
| Deaconess Health | Evansville + southwest Indiana | $110K–$138K | Evansville metro anchor; Deaconess Midtown and Cross Pointe NP demand |
| Indiana FQHC / Rural Critical Access | Statewide rural counties | $108K–$136K + loan repayment | NHSC + HRSA rural programs; total compensation with loan repayment often exceeds urban offers |
Indianapolis vs. Rural Indiana NP Pay
Indianapolis commands a 10–18% wage premium over non-metro Indiana for equivalent NP roles. The gap is widest for subspecialty NPs (oncology, cardiology, PMHNP) where the academic centers in Indianapolis are the only employers in the state offering those positions at full market rates. For primary care FNPs, the gap narrows significantly once you factor in rural loan repayment programs — a Fort Wayne or Evansville FNP earning $125,000 with NHSC repayment of $25,000/year is out-earning an Indianapolis FNP at $140,000 with no loan repayment offset.
An FNP at a rural Indiana FQHC earning $120,000 base with $50,000 in NHSC Loan Repayment Program awards over 2 years has effective annual compensation of $145,000 — above the Indianapolis FNP market mean. NHSC awards are not subject to federal income tax. The HRSA Primary Care Rural Health program adds up to $25,000 over 2 years. Stack them, and rural Indiana FNP total compensation frequently exceeds Indianapolis offers for nurses with significant student loan balances.
Indiana as a Compact State for NPs
Indiana is an eNLC member state, which means RN license portability applies. For NPs specifically, the compact applies to the underlying RN license — the NP certification (ANCC FNP-BC, AANP-C, AGACNP-BC, etc.) is a national credential that travels independently of state license. Indiana's NP authority is granted through state law, so out-of-state NPs applying to practice in Indiana still need an Indiana advanced practice registered nursing (APRN) authorization, even if their RN license is compact. The APRN authorization application processes through the Indiana Professional Licensing Agency and typically takes 4–6 weeks for out-of-state applicants with a clean license history.
The physician collaboration requirement in Indiana is a real structural cost for NPs, and I'd be doing you a disservice if I soft-pedaled it. For employed NPs at IU Health or Ascension, the collaboration is handled institutionally and you don't feel it directly day-to-day. For NPs who want practice independence — opening a clinic, doing telehealth for out-of-state patients from an Indiana base, or practicing in a rural area where you're the only advanced practice provider for 40 miles — the CPA requirement is a genuine barrier. Finding a collaborating physician in rural southern Indiana when you're trying to open a primary care clinic in a county with one physician who's retiring is not a solvable problem on your own.
The PMHNP market in Indiana is an outlier worth paying attention to. Every behavioral health organization I've seen data on is short psychiatrists and psychiatric NPs simultaneously. That's the job market you want to be in as an NP if you can stomach the clinical load — $138,000–$160,000 to start, signing bonuses common, and genuine leverage in employment negotiations that most other NP specialties don't have in a restricted-practice state.
On the loan repayment angle: if you have $80,000 or more in student loan debt and you're flexible about geography, rural Indiana FQHC positions are genuinely worth modeling out before you accept an Indianapolis suburban offer. The LPN and NP salary comparison tools can help frame the math, but the short version is: $25K–$50K in non-taxable NHSC repayment on top of a $120,000 rural salary beats many urban offers once you account for lower COL and the tax treatment of loan repayment awards.
Frequently Asked Questions
What is the average nurse practitioner salary in Indiana in 2026?
Is Indiana a restricted practice state for nurse practitioners?
Which Indiana hospital system pays nurse practitioners the most?
How does restricted practice authority affect NP pay in Indiana?
Are there loan repayment programs for Indiana nurse practitioners?
Sources
- U.S. Bureau of Labor Statistics — OEWS May 2025, Indiana, Nurse Practitioners (29-1171)
- U.S. Bureau of Labor Statistics — OEWS May 2025, National Nurse Practitioners (29-1171)
- Indiana Code 25-23-1-19.5 — Collaborative Practice Agreement requirement for NPs
- HRSA — NHSC Loan Repayment Program (accessed October 2026)
- Indiana State Department of Health — Primary Care Shortage Area programs
- Indiana Professional Licensing Agency — APRN Authorization (accessed October 2026)
Salary figures are drawn from BLS OEWS May 2025 state-level data. Employer ranges are estimates based on publicly reported pay scales, contract postings, and clinical ladder schedules; individual offers vary by experience, specialty, and negotiation. This page is for informational purposes only and does not constitute financial, employment, or legal advice. Scope of practice rules change; verify current Indiana NP requirements with the Indiana Professional Licensing Agency before making practice decisions.
Sources and method
Last updated
Where this page quotes a Bureau of Labor Statistics (BLS) figure, it is from the Occupational Employment and Wage Statistics (OEWS) May 2025 release, published May 15, 2026. BLS does not publish separate wages for nursing specialties such as ICU, ER or travel nursing, so figures for those come from private publishers that build estimates from job postings or self-reported pay rather than employer payroll records. Treat them as ranges, not exact salaries.
- BLS Occupational Employment and Wage Statistics, May 2025: wage estimates by occupation and state, released May 15, 2026.
- BLS OEWS: registered nurses (29-1141): registered nurse wages, national and by state.